If credit markets so bad, why do I get credit card offers in mail daily, and phone calls to refinance my house?don1862 asked: I get mortgage brokers calling to refinance my high rate ARM even though I actually have a 5.5% fixed rate. My credit card company keeps asking me to increase my limit and they keep sending checks in the mail to write against the credit card. (which I always shred).LINDSEY Would it be better to refinance every U.S. Citizen’s Primary mortgage than give >$1tril to financial giants?b.wtfdik asked: The current ~$700Billion plan looks a lot like Government is bailing out its buddies in BIG BUSINESS, and nothing will ever trickle down to the common U.S. Citizen. To turn that around use the leftover ~$300Billion Bush Administration bail-out plus President Elect Obama’s $825Billion to pay the Mortgage industry (the cost of processing [...] Home Improvements Via Cash Out RefinanceMelissa Kellett asked: It is possible to get all the finance you need to make home improvements by refinancing your home loan with a Cash-Out Refinance Mortgage Loan. If there is sufficient equity on your home you will be able to get all the money needed to pay for the materials and professional fees with [...] Can anyone recommend a mortgage company that does credit Repair?jawsnu7 asked: I would like to refinance my house and I have some negative or bad credit issues. Can anyone recommend a good Mortgage company that can do both (Refinance and Credit Repair? ) Good advice appreciated.NOEL Help me understand mortgage refinancing?Magaroni asked: We have about $30k in equity on our home, and currently have a 30 yr fixed at 6.9%. I’m not sure if refinancing will help or hurt us. My student loans are at 7.22, but I only owe another $3500, and my auto is 1.9% and I owe about $6500. I thought about [...] |