Archive for the ‘Renting & Real Estate’ Category

Mortgage Brokers, Bankers, Anyone.Help! I need to refinance my house?

Superwoman22 asked: I need to refinance my house. I don’t have a real reason except I want to take my mom’s name off of my debt. When I got the loan, she helped my by signing with me. I am not a rip off daughter or anything like that. She helped me to buy my [...]

Which day of the month should I refinance?

Brian B asked: Does it matter what day of the month you close on a refinance loan? I just paid my mortgage payment for the month of March. However, I if refinance and close on March 10th, would that mortgage payment get prorated and would I get some of it back?NEAL

What would be best for our family in an out-of-control ARM mortgage in a declining neighborhood?

Lisagee asked: We are a family of four (2 parents, 2 kids ages 12 and and we live in Flint. We have lived in our 1100 sq. ft. home for 13 years now. We need a bigger house and we need to get out from our ever-rising ARM mortgage rate. We’re with a terrible mortgage [...]

Refinancing a mortgage loan? But the bank is no where near me?

I love the flipflops asked: My mortgage loan is about to be sold to Chase and my payments will begin to be made payable to them next month. I would like to refinance but I live in a very rural area and there is actually not a Chase within 200 miles from me. Can I [...]

Why would my ex-husband’s mortgage company be asking for my refinance loan papers?

shasta asked: My ex-husband is trying to purchase a house. When we divorce we agree that I give him a settlement. He got the settlement. Now, his mortgage company want to see my refinance papers to make sure that I really gave him the money that they see in his account. I told him that [...]