Do I make my mortgage payment with current bank before my refinance closes with new bank?Jill P asked: My mortgage payment is due the first of each month (today) but I have a grace period until 6/15/09 where I do not get charged a late fee. My refinance (with a different bank) is scheduled to close before the end of next week. I feel like I might save money if [...] Has anybody used AMERISAVE (amerisave.com) mortgage to buy or refinance their home? They sound sketchy?Rockinrobin asked: I wanted to know if they were for real and if you had a good experience with them. THANKS!SIDNEY Can I skip this month mortgage if I’m refinancing next month?Sherwin T asked: I bought my house a year ago at a very high interest rate. and I have made all my payments on time every month. But now I am in the process of refinancing my mortgage with my current lender to a lower interest rate. And they said I should close by the [...] Can my wife claim she owns the house if her income goes toward the mortgage and my income goes toward everydaytumby asked: My wife and I own our home. We recently refinanced and now the mortgage is deducted from her own checking account that her income goes to. We have a joint account where my income goes into that we use for everyday living expenses. If we were to divorce, would she be able to [...] Can I stop the refinance process once I signed the applications?VirtueOfIntolerance asked: My mortgage broker talked me into refinancing from 6 to 5%. It’s not a bad deal, but I’m having second thoughts about it because I don’t like how they’re rolling the FHA fee into the loan. Anyway, I already signed the papers and the closing is supposed to happen at the end of [...] |