bmurph asked:


I have racked up some debt ($25,000) and need to pay it off. Which option makes more sense?

CHESTER

4 Responses to “Refinance or Home Equity Loan? I am 12 years into a 30 year mortgage?”

1. newjerseyguy on November 30th, 2009 9:44 am

   OMAR

   If you have the equity, refi to a 15-year loan.

2. Herbey D on December 3rd, 2009 6:05 am

   DOMINGO

   My friend,

   Here is one option to consider and is more or less a combination of a refi & home equity loan.

   Using this option you will get the best of both worlds and at the same time allow you to beat the bank at its own game!

   Take a quick look at the educational video by clicking on the following link and learn more about this amazing concept by clicking on the LEARN MORE button, once you get to the site.

   Believe me, it is well worth the investigation.

3. Charles S on December 6th, 2009 3:31 am

   REGGIE

   I am Mr ehis joe from.ehis_coperativelendingfirm.A goverment approved and certified lendingfirm.Our company do offer loans ranging from personal to industrial loans to interested persons or companies who are seeking financial aid at a negotiable interest rates sometimes as low as 5%.Why should you die insilence when you have an opportuinity to clear your dept,start or boost your business with a loan from our company.so apply for a loan now.
   Interested persons should contact us via this email addres

4. Larry on December 9th, 2009 1:13 am

   KRISTOPHER

   NewJerseyGuy has a good answer. Also, a home equity line of credit wouldn’t be as bad as refinancing into a new 30 year loan. The 15 year loan would obviously be the best though. Current rates for a 15 year loan are about 5.05%.

   Clara, Herbey, and Charles are here to get your business for themselves. You’re being spammed/scammed by them.

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