Refinance Home Loan Mortgage – appraisals precautions

6 Comments

1. doreen k says:

   February 4, 2010 at 2:00 am

   LUCAS

   Yes, it could cost you 2 percent or more of the loan balance. So, if you owe $100,000 it will probably cost you at least $2,000 to refinance. And, it may be very difficult to qualify right now, given the current credit crisis.

   Your rate is very good, and I doubt you would be able to do better than a 6 percent APR right now. I don’t think you would be able to make up the difference between the high cost of refinancing and the money you might save on a lower rate. With a $100,000 balance, it would take you about four years to break even IF you managed to refinance with total costs of $2,000.
2. taya919 says:

   February 6, 2010 at 2:49 am

   JOHNATHON

   It depends on how long you plan on staying in your house and what the new rate will be.

   You will pay closing costs and points to refinance. In some cases it may actually cost you more to refinance if you don’t plan on staying in your home that long.
3. Paul N says:

   February 8, 2010 at 8:00 am

   JUAN

   I would not. The fees and charges often off set the money saved by refinancing to a lower rate mortgage. Besides, you are playing another mans game and he is better at it than you are. Your six point five is not bad. Stick with it .
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   February 10, 2010 at 5:25 pm

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5. fau484 says:

   February 13, 2010 at 7:12 pm

   KELLY

   Take a look at the site in my signature. They can help you to shave years off your loan without refinancing and without spending a dollar.
6. Kunjan says:

   February 14, 2010 at 1:16 am

   MOISES

   I guess it might cost u 1-2% more…
   But still to get exact number go for the following calculator.
   Hope it might help you.