I just inherited a home, but the mortgage company won’t let me switch the loan to my name?
teia t asked:
They said I have to refinance to get the loan placed into my name. Unfortunately at this time I also got laid off from work. I have a nice savings, large severance package & I’m about to apply for unemployment. I’m also rebuilding my credit(Bankruptcy 9 yrs ago) so I’m afraid of getting denied for the refinance & thus losing the home. Should I just continue to pay the current mortgage then do the refinance once my Bankruptcy comes off my credit report in 10 months. Also how do I change the deed to my name.
ROLANDO
They said I have to refinance to get the loan placed into my name. Unfortunately at this time I also got laid off from work. I have a nice savings, large severance package & I’m about to apply for unemployment. I’m also rebuilding my credit(Bankruptcy 9 yrs ago) so I’m afraid of getting denied for the refinance & thus losing the home. Should I just continue to pay the current mortgage then do the refinance once my Bankruptcy comes off my credit report in 10 months. Also how do I change the deed to my name.
ROLANDO
