David Sklonic asked: Those seeking to obtain a new mortgage or refinance their existing home loan have the option to consider government mortgage grants to help come up with the financing they need. These funds are available through various state and local agencies, and can provide up to $20,000 in cash grants that never have [...]
Al Hardy asked: Many people in this time of economic strife are finding themselves with the need to refinance their homes for one reason or another, primarily due to unaffordable hikes in their interest rates and monthly payments. You may have checked your credit scores and found that yours are lower than what most lenders [...]
rizzodrum asked: Ok, here’s my situation… My home was purchased in 2005 for 135k. My mortgage was a 120k for a 30 year fixed at 6.5% interest. Currently I owe 117,000 on the mortgage. Due to change in employment, I need to Re-Fi at the current rates (4.65%) to drastically drop my monthly payment… Herein [...]
Robert Colwell asked: If you’ve got a mortgage that’s got you in over your head, you might think that there’s nothing you can do to save your home and your own financial situation. However, even with the stricter rules for lending, you can still get a refinance mortgage and explore other options to keep you [...]
Carrie Reeder asked: Refinancing your mortgage can save you money through lower interest rates and smaller monthly payments. You can also choose to cash out all or part of your equity to pay off bills or to remodel your home. But which lender is best for you really depends on your credit.For those with near [...]