Posts Tagged ‘Loan Interest Rate’

Mortgage Refinance Information: Lock in Your Mortgage Interest Rate

Louie Latour asked: Locking in your mortgage interest rate is how loan originators guarantee an interest rate. The purpose of the lock is to allow you time to close on the loan at the interest rate you agreed. If you are unable to close before the rate lock expires, the mortgage lender could charge you [...]

Three Rules of Thumb for Mortgage Refinancing

Stephen Nelson asked: You might think that deciding to refinance a mortgage requires only a quick comparison of loan interest rates. Unfortunately, that’s not really true. Refinancing is trickier than that! Fortunately, three useful rules of thumb can often help you make sense of refinancing opportunities.Rule 1: Don’t Ignore Total Interest CostsYou really want to [...]