Louie Latour asked: If you are in the market for a new mortgage, one decision you will be faced with is whether or not you should pay points at closing. There are situations where paying discount points up front can save you money over the life of your mortgage. Here is what you need to [...]
Tim Shank asked: All of us want to save money. I don’t think I can name one person that I know of that is happy to spend more money than they have to, either on their personal bills or their mortgage. There has been so much talk in the market today because home sales have [...]
David Faulkner asked: Refinance is a hot topic at the moment, however few people understand exactly what it means. Many people ask me whether or not they should refinance their home, so that’s what we’re going to look at first.There are many different reasons why you would want to refinance your home:* To reduce how [...]
shasta asked: My ex-husband is trying to purchase a house. When we divorce we agree that I give him a settlement. He got the settlement. Now, his mortgage company want to see my refinance papers to make sure that I really gave him the money that they see in his account. I told him that [...]
REEMPIRE888 asked: I’m one of those unfortunate homeowner who purchased a home during the boom and also got one of those adjustable mortgage. I’ve been paying my mortgage on time and am not behind on my payment whatsoever. But my payment will start adjusting in a few months and the value of the house has [...]